More than 24.4 million veterans and service personnel are eligible for VA financing. Even though many veterans have used their loan benefits, it may be possible for them to buy homes again.

VA Mortgage Calculator

How much can I borrow?
How much can I afford?
How much are my payments?
Show me my amortization schedule.
Compare 3 different loans.
How much can I save by consolidating?

Use the following mortgage calculator to determine the maximum monthly payment (P+I) and the maximum VA loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.


Salary/Wages
Other Income

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Hazard Insurance

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Credit Cards and Other Payments

Loan Term	Years
Interest Rate	%


You may qualify for a maximum monthly mortgage payment (P+I) of
You may qualify for a maximum loan amount of
DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home or are applying for an FHA loan, a monthly mortgage insurance payment may be required. There are no monthly mortgage insurance payments on VA loans.

FREQUENTLY ASKED QUESTION # 25 [ -more VA Loan questions- ]
- - - - - -
Q: Co-signers on VA Loans / Can I bring on a co-signer on my VA home loan?

A: It's true that the legally married spouse of a military member or veteran can co-sign a VA loan. There is no "penalty" for doing so, the veteran loan is still fully guaranteed by the VA. Two unmarried military members are also able to co-sign on a VA loan with the same results. When a military member or veteran wants to bring an unrelated, non-military cosigner, the VA allows this with one major exception. The VA guarantee is limited to the amount of the veteran's interest in the property. Some companies won't allow these types of "mixed" loans, so you may have a bit of shopping around to do before finding a lender willing to work with you. If you find yourself in this position, give yourself plenty of extra time to hunt for the right lender.

VA Loan Rates
for 12/04/2008

30 year fixed
-----------------
0.000 points
5.500%
5.610% APR

15 year fixed
-----------------
0.000 points
6.500%
6.694% APR

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Life Insurance for Military Members

Montgomery GI Bill benefits can get you started:

- AIU Online
- Capella University
- DeVry University
- Kaplan University
- Westwood College
- Walden University
- Strayer University
- Virginia College
- Grand Canyon U.
- Grantham Univ.
- Jones Int'l Univ.
- South University
- Ellis College
- CTU Online
- Baker College

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an FHA loan FHA lenders provide an effective way to put your home equity to work.

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VA Home Loans 101
An easy reference guide offering vital information for using your VA benefits to buy a home.

Military Loans
Serving the military community with personal loans from $500 to $10k.

Pioneer Military Loans

Use Your GI Bill Benefits
Education plus military training can be an unbeatable combination for a military promotion or for a civilian career.

The Montgomery GI Bill provides up to 36 months of education benefits for Active Duty, Selected Reserve, and Military Veterans.

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GI Bill Schools

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Veteran Benefits
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